Terms & Conditions

1. Binding Acceptance & Contractual Capacity

Welcome to actionevangelism.org ("the Website"), owned and operated by ActionEvangelism ("we", "us", or "our"), located at 140 George Street, Sydney NSW 2000, Australia. By browsing, placing an order, or accessing any digital tool on this Website, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms and Conditions. If you do not agree to these terms, you must immediately cease accessing the Website.

2. Educational Non-Advisory Disclaimer

CRITICAL NOTICE: All articles, book descriptions, calculators, downloadable PDFs, and arcade games (including the Financial Fortune Slot) available on this Website are intended solely for general educational, informational, and entertainment purposes.

• No Financial Advice: Nothing on this Website constitutes personal or general financial product advice under the Corporations Act 2001 (Cth). We do not hold an Australian Financial Services Licence (AFSL).
• Consult a Professional: You should perform your own research and seek independent, tailored advice from a licensed Australian Financial Planner, Accountant, or Legal Professional before making significant money or investment decisions.
• Arcade Slot Game Disclaimer: The "Financial Fortune Slot Machine" is a non-gambling virtual credit simulation designed solely for entertainment and financial literacy motivation. No real money or financial stakes can be wagered or won.

3. E-Commerce Purchases, Currency & GST

When purchasing physical literature or digital products through our Website:

• Pricing & Currency: All prices are displayed in Australian Dollars (AUD) and include Australian Goods and Services Tax (GST) where applicable.
• Order Acceptance: Receipt of an electronic order confirmation does not signify our final acceptance of your order. We reserve the right to decline or limit order quantities prior to parcel dispatch.
• Payment Security: Payment must be cleared prior to dispatch. Transactions are encrypted using SSL protocol through compliant payment gateways (Visa, Mastercard, PayPal).

4. Intellectual Property Rights

All intellectual property on this Website—including book text, article copy, graphics, logos, custom CSS layout, JavaScript code, and downloadable PDFs—is protected under Australian and International copyright laws. You are granted a limited, non-exclusive, non-transferable license to view and print content for personal, non-commercial use only. Any unauthorized reproduction, resale, or distribution of our publication assets is strictly prohibited.

5. Consumer Guarantees & Australian Consumer Law (ACL)

Our products come with guarantees that cannot be excluded under Schedule 2 of the Competition and Consumer Act 2010 (Cth) (Australian Consumer Law). You are entitled to a replacement or refund for a major failure and compensation for any other reasonably foreseeable loss or damage. If a physical book arrives damaged or misprinted, we will replace it free of charge upon receipt of notification within 30 days of delivery.

6. Limitation of Liability

To the maximum extent permitted by Australian law, ActionEvangelism and its directors, employees, or affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Website, reliance on educational articles, technical downtime, or third-party carrier delays.

7. Governing Law & Forum

These Terms and Conditions are governed by and construed in accordance with the laws of the State of New South Wales, Australia. You irrevocably submit to the exclusive jurisdiction of the courts of New South Wales located in Sydney for the resolution of any legal disputes.

8. Legal Contact Information

For questions regarding these Terms & Conditions, contact our legal desk: